Micro Financing was introduced in the market with its chief purpose to elevate and strengthen the meager section of society and provide them with the prospect to become financially independent. Everything mentioned earlier is a well-known fact to anyone who has just dipped his toes in the ocean of this vast and diverse field. Through this medium I wish to express something from whatever I gained from my 37 years of working in Finance, Management and Human Resource Development.
Finance is tricky and calculative, minor errors grow up into huge losses. Practicality and reporting of policies and working systemfrom branch level to top management’s decision making and compliance of the same can not only surely save us from casualties but will also provide a professional and systemized working environment which knows nothing but to prosper. We here, are trying to keep our investment and internal policies tested to make it market ready and foolproof in long-term aspect.
And if we talk about internal regulations it is needless to say what importance it carries in the functioning, result delivering and success of any organization i.e. no one is greater than the rules and regulations. When we say we care for people inside and outside the organization we are required to focus on grievance management as a barometer of productive functioning.
I would like to mention that weak leaders do not possess the caliber to govern a strong team and similarly strong leaders never retain frail team by their side. In the current scenario where everyone is trying to accomplish everything with fraudulence I wish this organization and its leaders stress on making honesty and transparency their brand.
Best Wishes
Wamiq Pervez
We promise you a new look and more importantly, a new attitude. We build that by getting to know you, your needs and creating the best looking clothes.
DMD and co-founder
In the course of my career I worked with many MFI’s (Micro Finance Institutions) and what I learned through my experience is that determination and absolute will to do something is much greater of a force than money factor. Though whole structure of these corporations is based on finance and its cycling but what drives any such Institution from the pit of failure to the pinnacle of triumph is strengthening and nurturing of relations and keeping long-term vision.
We as a team are on the same page when we think of an organization which works in priority, for the welfare and enrichment of the deprivedsection of society by strengthening its roots which in the current scenario is the financial condition and standard of living. The Government of India has issued various guidelines time to time which clarifies the scope, framework and the ultimate purpose for which an MFI, NBFC’s, Nidhi Companies and such other class or classes of companies are incorporated and work for. But sadly most of such organizations astray from their path to provide aid to uplift the less-fortunate. And this motivates us to work and reach to the underprivileged sector of society and help them in shaping their future with financial freedom.
MR. Amrendra Singh Choudhury
DMD and co-founder
Samraddh Bestwin Micro Finance Association
Director
The honorable Central Government has been educating since long about start up’s and becoming independent by thriving and creating opportunities for others also to grow along and contribute in creation of financially liberated world around us. This has been an encouraging step for us to go ahead and work for nation’s future where there is no poverty, misery and depression (whether economic or mental).
We at SBMFA are brainstorming and putting those thoughts into action to work for those who can hardly dream about winning their daily bread and butter and make them visualize a better world and together with their support shape it into reality. Providing finances to the ones in need, for us is like providing them an opportunity to hold the power to improve their lives financially. And bring the youth forward to play pivotal role in making an autonomous working culture possible in India.
Mr. Nenu Ram Meena.
Director .
Samraddh Bestwin Micro Finance Association
Director
I have worked with MFI's companies and I believe in emphasize providing financial assistance. We through our experienced team of educators and consultants impart knowledge and know-how of expedient investing and income generation.
SBMFA works with the objective of increasing savings of its members. The loans given to the members at a lower rate compared to the market rate hence it attracts the members to do more savings. The investments in our company are secured. We provide a working environment that encourages unhindered idea-sharing and ameliorating working activities for constant development. We focus on providing diverse micro-financial solutions to various not-so-well-off individuals and groups.
Mr. Suresh Kumar Srivastava
Director
Samraddh Bestwin Micro Finance Association
BEFORE ANYTHING WE ARE A FAMILY WORKING WITH A SAME GOAL IN BACK OF OUR MIND.
WE CONCENTRATE OUR ENERGIES AND EXPERIENCES WORKING TOWARDS A HEALTHIER FUTURE OF SOCIETY.
WE ARE AN ORGANISATION GOVERNED UNDER INDIAN COMPANIES ACT 2013 AS AN NPO.
OUR LENDING SYSTEM IS PRAGMATICALLY PREPARED FOR FURTHERANCE OF DESTITUTE STANDARD OF LIVING OF RURAL AND SEMI-URBAN SECTOR.
WE CONSTANTLY KEEP UP THE WORK OF RESEARCHING IN THE RURAL SECTOR AND WORK TOWARDS THEIR DEVELOPMENT FINANCIALLY AND SOCIALLY AS WELL.
WE NOT ONLY EMPHASISE ON PROVIDING FINANCIAL ASSISTANCE BUT WE, THROUGH OUR EXPERIENCED TEAM OF EDUCATORS AND CONSULTANTS IMPART KNOWLEDGE AND KNOW-HOW OF EXPEDIENT INVESTING AND INCOME GENERATION.
Group Loan
Personal Loan
Auto Loan
Agriculture Loan
We all have aspirations and dreams to accomplish and many a time it so happens that we end up compromising. Further, one of the biggest hurdles faced by women is raising funds for a business idea. The business idea could be as simple as ‘opening a small shop’ or getting involved in several other small activities.
A personal loan, also known as a signature loan or unsecured loan are loans that you can apply for without the need for any collateral and with minimum documentation. Personal loans are generally approved by just scrutinizing the credit history and income of the individual. Rate of interest and loan amount for personal loans are determined by the creditworthiness of the borrower.
Are you exploring options to attract and retain the right talent in your company? Finding out ways to budget attractive employee perks without having to overrun your working capital? Looking at ways to make your employees’ life easier and build loyalty? Approached by your employees for loans? Does any of the above resonate with you? If yes, then this post is for you.
Unforeseen events and emergencies warrant immediate cash flow, which is why some investors may consider liquidating their All Plan investments before maturity. However, you can tend to emergencies without breaking your All Plan, by taking a loan against deposit. Loan against Deposit is a secured loan, where you can pledge your All Plans as collateral, in return for the loan amount.
